The business account
Get paid in 38 currencies, pay anyone in 160 countries and give your team cards with limits. Pocket AI reconciles it all, so month-end takes a morning.
Pocket AI matches receipts, codes transactions, flags anything odd and syncs it all to your accounting tool, every hour, not every month.
See how expenses work
Ananya Rao, Head of Finance, Kitebird
lower payment costs in the first year
Fits the tools you already use.
Two-way sync with your accounting software, alerts in Slack and everything else through Zapier or the API.
Basic
For freelancers and new companies.
€0
/ month
Free forever
Business account in 38 currencies
2 team cards
Payment links
Xero and QuickBooks sync
Most popular
Grow
For small teams getting paid worldwide.
€25
/ month
Billed monthly
Everything in Basic, and
10 team cards with limits
Bulk payouts to 160 countries
Receipt matching with Pocket AI
Local details in 10 markets
Scale
For finance teams with approvals to run.
€89
/ month
Billed monthly
Everything in Grow, and
Unlimited team cards
Multi-step approvals
API access and webhooks
Lower card acceptance fees
Enterprise
For marketplaces and companies moving volume.
Custom
Volume pricing
Everything in Scale, and
Custom FX and card pricing
Dedicated account manager
SSO and audit exports
99.99% uptime SLA
One REST API for accounts, payments, payouts and cards. Idempotent by default, with webhooks for every event and a sandbox that behaves like production.
import Pocket from "@pocket/node";
const pocket = new Pocket(process.env.POCKET_KEY);
// Same key, same transfer: retries never pay twice
const transfer = await pocket.transfers.create(
{
amount: 2500_00,
source_currency: "EUR",
target_currency: "RON",
recipient: "rcp_8Hc2Lq",
reference: "Invoice 2026-114",
},
{ idempotencyKey: "inv-2026-114" },
);
console.log(transfer.status); // "paid"Business, answered.
Talk to our team
Who can open a Pocket business account?
Registered companies, partnerships and sole traders in the EEA, the UK and Switzerland. You'll need company details and ID for the directors and anyone who owns 25% or more.
How long does it take?
Can I give my accountant access?
Is there an API?
