/

Transfers

Send money home

in seconds.

in seconds.

in seconds.

in seconds.

Transfers to 160 countries at the real mid-market rate, with one small fee shown before you confirm. No mark-up hidden in the rate, ever.

160

countries you can send to

71%

arrive in under 20 seconds

0.41%

fee on Standard

AP

Ana Popescu

RO49 •••• 1200

Arrived

You sent

€500.00

Ana got

lei 2,475.81

You set up a transfer

14:02:07

We received your €500.00

14:02:07

Converted at 4.9750

14:02:08

Paid out to Ana’s bank

14:02:11

Arrived in 4 seconds

Rate alert

EUR → RON hit 4.98

AP

Ana Popescu

RO49 •••• 1200

Arrived

You sent

€500.00

Ana got

lei 2,475.81

You set up a transfer

14:02:07

We received your €500.00

14:02:07

Converted at 4.9750

14:02:08

Paid out to Ana’s bank

14:02:11

Arrived in 4 seconds

Rate alert

EUR → RON hit 4.98

AP

Ana Popescu

RO49 •••• 1200

Arrived

You sent

€500.00

Ana got

lei 2,475.81

You set up a transfer

14:02:07

We received your €500.00

14:02:07

Converted at 4.9750

14:02:08

Paid out to Ana’s bank

14:02:11

Arrived in 4 seconds

Rate alert

EUR → RON hit 4.98

AP

Ana Popescu

RO49 •••• 1200

Arrived

You sent

€500.00

Ana got

lei 2,475.81

You set up a transfer

14:02:07

We received your €500.00

14:02:07

Converted at 4.9750

14:02:08

Paid out to Ana’s bank

14:02:11

Arrived in 4 seconds

Rate alert

EUR → RON hit 4.98

Check the rate. See the fee before you send.

Check the rate. See the fee before you send.

Pick any two of 18 currencies. The fee, the rate and what arrives are worked out the same way the app does it.

  • €4.40Our fee
  • €995.60Amount we'll convert
  • 1.0842Real exchange rate
Recipient gets1,079.43

Should arrive in secondsA typical bank: 1,037.98

You save $41.45 compared with a typical bank transfer.

Send money
  • €4.40Our fee
  • €995.60Amount we'll convert
  • 1.0842Real exchange rate
Recipient gets1,079.43

Should arrive in secondsA typical bank: 1,037.98

You save $41.45 compared with a typical bank transfer.

Send money

Up and running in three steps.

Step

Enter an amount

See the exact fee, the rate and what your recipient gets before you send.

Step

Choose a recipient

Pick a Pocket user, a bank account or a mobile wallet in their country.

Step

Track it live

Follow every step and get a notification the moment the money lands.

Everything in Transfers.

And then some.

The real exchange rate

The rate you see on Google, without a mark-up hidden in it.

Rate alerts

Pocket AI tells you when a currency hits the rate you want.

Scheduled transfers

Send rent, allowances or savings on a schedule you set.

Mobile wallets

Send to mobile money in 30 countries across Africa and Asia.

Locked rates

Lock today's rate for up to 48 hours while your money arrives.

Send to a phone number

Pay other Pocket users with just their number, instantly and for free.

4 sec

4 sec

4 sec

4 sec

median arrival time

median arrival time

median arrival time

We hold local liquidity in 40 markets, so most transfers never cross a border at all. Money leaves your balance and lands in theirs from a local account.

Transfer fees

No surprises.

Compare every plan

To other Pocket users

Free

Same-currency bank transfers

SEPA, Faster Payments and ACH

Free

Cross-currency transfers

Lower on Plus, Premium and Metal

0.41% + €0.30

Weekend exchange buffer

None on Premium and Metal

Up to 1%

Same-day SWIFT

€4

Transfers,

answered.

Visit the help centre

How fast will my money arrive?

Are there limits?

What if I send money to the wrong account?

Can I send money without the app?

Your money,

finally fluent.

Open an account in three minutes. No paperwork, no branch, no monthly fee on Standard.

Scan to get the app

iPhone and Android

Your money,

finally fluent.

Open an account in three minutes. No paperwork, no branch, no monthly fee on Standard.

Your money,

finally fluent.

Open an account in three minutes. No paperwork, no branch, no monthly fee on Standard.

Your money,

finally fluent.

Open an account in three minutes. No paperwork, no branch, no monthly fee on Standard.

Scan to get the app

iPhone and Android

Money, explained monthly

Rate moves, product drops and one useful money idea. No spam, unsubscribe in a tap.

© 2026 Pocket. All rights reserved.

All systems normal

Pocket is a fictional company used for demonstration only. Pocket Payments Ltd is not a real e-money institution and holds no licence; nothing on this site is an offer of financial services.

In a real deployment, state here who issues your cards, who regulates you and how customer money is safeguarded.

Buy template

Create a free website with Framer, the website builder loved by startups, designers and agencies.