/

Savings

Save without

thinking about it.

thinking about it.

thinking about it.

thinking about it.

Vaults keep your savings apart from your spending, earn up to 4.1% AER paid daily, and fill themselves with round-ups and rules you set once.

4.1%

AER on Metal

Daily

interest, paid every day

€100k

deposit protection

Total in vaults

€8,300.00

€21.84 interest this month

Lisbon trip

€1,440 of €2,000

72%

Rainy day

€6,250 of €8,000

78%

New laptop

€610 of €1,800

34%

Rounded up €0.62

Total in vaults

€8,300.00

€21.84 interest this month

Lisbon trip

€1,440 of €2,000

72%

Rainy day

€6,250 of €8,000

78%

New laptop

€610 of €1,800

34%

Rounded up €0.62

Total in vaults

€8,300.00

€21.84 interest this month

Lisbon trip

€1,440 of €2,000

72%

Rainy day

€6,250 of €8,000

78%

New laptop

€610 of €1,800

34%

Rounded up €0.62

Total in vaults

€8,300.00

€21.84 interest this month

Lisbon trip

€1,440 of €2,000

72%

Rainy day

€6,250 of €8,000

78%

New laptop

€610 of €1,800

34%

Rounded up €0.62

Up and running in three steps.

Step

Create a vault

Name it, set a goal and an optional date. Add a photo if you like.

Step

Set your rules

Round up every card payment, save a slice of your salary or a fixed amount weekly.

Step

Watch it grow

Interest is paid every day. Withdraw instantly whenever you need it.

Everything in Savings.

And then some.

Round-ups

Round every card payment to the nearest euro, or multiply it by up to 10x.

Payday rules

Move a set amount or percentage into a vault the day you're paid.

Goals

See how close you are, and how much to add each week to make it in time.

Group vaults

Save with friends for a trip, a present or a deposit.

Locked vaults

Lock a vault until a date to stop yourself dipping in.

Smart saving

Pocket AI finds money you won't miss and suggests how much to put away.

€1,870

€1,870

€1,870

€1,870

saved in the first year

saved in the first year

saved in the first year

The average saved by customers who switch on round-ups and one payday rule, without changing anything else.

Savings rates

No surprises.

Compare every plan

Standard

3.1% AER

Plus

3.4% AER

Premium

3.8% AER

Metal

4.1% AER

Withdrawals

Except from locked vaults

Free and instant

Savings,

answered.

Visit the help centre

Is my savings money protected?

How is interest paid?

Can I withdraw at any time?

Do I pay tax on interest?

Your money,

finally fluent.

Open an account in three minutes. No paperwork, no branch, no monthly fee on Standard.

Scan to get the app

iPhone and Android

Your money,

finally fluent.

Open an account in three minutes. No paperwork, no branch, no monthly fee on Standard.

Your money,

finally fluent.

Open an account in three minutes. No paperwork, no branch, no monthly fee on Standard.

Your money,

finally fluent.

Open an account in three minutes. No paperwork, no branch, no monthly fee on Standard.

Scan to get the app

iPhone and Android

Money, explained monthly

Rate moves, product drops and one useful money idea. No spam, unsubscribe in a tap.

© 2026 Pocket. All rights reserved.

All systems normal

Pocket is a fictional company used for demonstration only. Pocket Payments Ltd is not a real e-money institution and holds no licence; nothing on this site is an offer of financial services.

In a real deployment, state here who issues your cards, who regulates you and how customer money is safeguarded.

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