Plans that pay for themselves.
Every plan holds 38 currencies, sends money at the real exchange rate and comes with Pocket AI. Upgrade for higher limits, cashback and travel cover.
Standard
Everything you need to spend, send and save.
€0
/ month
Free forever
Account in 38 currencies
Free ATM withdrawals to €200 a month
Transfers from 0.41%
3 virtual cards
Plus
Higher limits and protection for everyday spending.
€3.99
/ month
Cancel any time
Everything in Standard, and
Free ATM withdrawals to €400 a month
Purchase protection to €1,000
Priority in-app support
Savings at 3.4% AER
Most popular
Premium
For people who travel, often and well.
€8.99
/ month
Cancel any time
Everything in Plus, and
Worldwide travel insurance
2 airport lounge passes a year
Transfers from 0.21%
Savings at 3.8% AER
Metal
Cashback on every payment, and a card that feels it.
€15.99
/ month
Cancel any time
Everything in Premium, and
1% cashback on card payments
Fee-free transfers to €5,000 a month
Unlimited lounge passes
A 17-gram stainless steel card
Compare personal plans
Standard
€0/mo
Plus
€3.99/mo
Premium
€8.99/mo
Metal
€15.99/mo
ACCOUNTS AND CARDS
Currencies you can hold
38
38
38
38
Virtual cards
3
10
20
Unlimited
Single-use cards
€200
€400
€800
€1,200
—
—
0.5%
1%
SENDING MONEY
Transfer fee
0.41% + €0.30
0.36% + €0.30
0.21%
Free to €5,000
Weekend exchange
1% buffer
0.5% buffer
No buffer
No buffer
Rate alerts
2
10
Unlimited
Unlimited
SAVINGS AND AI
Savings vault rate
3.1% AER
3.4% AER
3.8% AER
4.1% AER
Pocket AI
Balance forecasts
—
Subscription finder
PROTECTION AND SUPPORT
Purchase protection
—
€1,000
€2,500
€10,000
Travel insurance
—
—
Support
In-app
Priority
Priority
24/7 dedicated
Pocket charges one small fee to convert and send money, shown before you confirm. Try it with any two currencies.
- €4.40Our fee
- €995.60Amount we'll convert
- 1.0842Real exchange rate
You save $41.45 compared with a typical bank transfer.
Send moneyPricing, answered.
Visit the help centre
Can I change plans at any time?
Yes. Upgrades start straight away and we refund the unused part of your old plan. Downgrades take effect at the end of the billing period, so you keep what you paid for.
Are there any fees to hold money?
What's the weekend buffer?
How does annual billing work?
Is there a contract for business plans?
